1.A smart plan option that provides cover starting from Rs.2.00 Lacs to Rs.1 Crore depending on the need 2.Covers all day care procedures No limit on room rent accommodation in hospitals 3.Covers pre & post hospitalization expenses as well as domiciliary hospitalization without any sub-limits 4.One policy can cover as many as 19 relationships of the same family. A cost-effective way to cover the entire family. 5.Refill the existing sum insured in case the base sum insured is exhausted 6.Smart top-up option to increase the healthcare protection plan. 7.Maternity Benefit with a waiting period of 3 years limited to 2 deliveries 8.Newborn baby cover for a maximum period up to 91 days from the date of birth of the child 9.Personal Accident cover where a fixed sum is paid upon the unfortunate event of Accidental Death or Permanent Total Disablement resulting from an accident. 10.An insurance plan to cover from critical health issues & major medical illness